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Builder's Risk
Materials, equipment, and structures during construction, fire, theft, storm, vandalism.
Construction is the backbone of the economy, but the insurance industry built its products for offices and tech startups, not trades. Rates that don't reflect the work. Policies with exclusions no one reads. Renewals that quietly climb every year while the broker places the business with the same carrier they used last year.
Acolite started because that isn't good enough when your livelihood is on the line. Every quote and every renewal gets shopped across 10+carriers, admitted markets and specialty surplus-lines carriers, so you're not relying on a single underwriter's view of your risk. When you bind with us and holder details are available, COIs typically come back in under sixty seconds.
One broker. One phone number. When you call, it gets answered, not transferred, not queued, not scripted. That's the difference we sell, and it's why contractors stay.